About Us


Customized Insurance Solutions

We have years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Individual, Family & Business Life Insurance
  • Group Employee & Executive Benefits
  • Disability Income Plans
  • Health Insurance
  • Long Term Care & Home Health Care Plans
  • Medicare Health Plans
  • Vision, Dental & Hearing Plans
  • Annuities
  • Surety Bonds

We can access many different insurance products so you can get the right one for you.


Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.


Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Our Services


Our Mission Statement

Driven by the desire to provide clients a better financial future by providing world class solutions with trust and integrity, Coastal Georgia Insurance Solutions your homegrown Insurance Agency.


We offer a free insurance review of your existing policies to answer any questions that you may have and check it's current status. It is important to check if your ownership, payor and beneficiaries are up to date.

Free Quotes

Generally we provide up to three quotes from the 20+ carriers that we are appointed to offer you the best coverage for you. We also have access to over 80+ carriers thru two Brokerage Services that we are members of. Appointed to carriers from Gerber's to Lloyd's of London, and in-between.

Life Insurance

Final Expenses, Guaranteed Issue Graded Benefit Plans, Loss of Income Coverage, Mortgage Protection, Business Employee & Executive Life Plans. From $5000 to Multiple Million dollar coverage, Term, Indexed Universal and Participating Whole Life policies. We work closely with our Underwriters and Brokers to bring your coverage at the most competitive rates.

Medicare & Senior Care Plans

We are AHIP Certified and offer Medicare Supplements, Medicare Advantage Plans, Part D Prescription Plans, Long Term Care and Home Health Care Plans. We are appointed to all major carriers for Medicare Advantage Plans to assist you in the best possible healthcare.

Group Worksite Benefits

We are specialists in employee and executive benefits including group health plans, group life and supplementary benefits. insurance. Learn how as a business owner that you can save money on taxes when offering employee benefits and not pay any of the premiums.

Health Insurance

If you are under 65 and have lost your health insurance benefits, or retired early, looking for a substitue for the marketplace health coverage, we offer a low cost temporary health insurance plan that has a physician network and a prescription benefit called Pivot Health. Go to https://pivothealth.com/product/short-term-health-insurance/agent/69324/?utm_source=69324&utm_medium=69324&utm_campaign=agents

Surety Bonds

Surety Bonds are a great way to guarantee that a large investment in a project is not lost-whether or not the work gets done. A good example is, imagine a contractor is building a new office building for a government agency. The agency wants a guarantee that the taxpayers won't be out of pocket if the contractor fails to deliver the office as promised. Hence, a Surety Bond. Some other types; Commercial License, Contract Bonds, Freight, Court Types, Fidelity Bonds, License Bonds, Lottery Bonds just to name a few. We can offer indiviual types to corporate bonds, nationally or internationally up to $350,000,000. Call Tony at 1-800-208-5830 ext 101.

Our Community Connections


Chamber Members

We believe in being active in our business community by being active members, sponsors, Ambassadors and a member of the Small Business Committee


Active Community Involment

In the Golden Isles we have been involved in Habitat for Humanity, Kiwanis, Brunswick Stewbilee, Special Olympics,  Walk to End Alzheimer's and College of Coastal Georgia's Entrepreneur Mentorship Program.


Medicare Education

We are AHIP Certified and offer an instructional presentation on how Medicare works and the differences between all types of the Medicare Plans. We review your Providers and Prescriptions to make sure you are getting the care from who you want and the best care available.

Our Team


Tony Montenegro, LUTCF, Director

Tony is our Founder and Director at Coastal Georgia Insurance Solutions, he has been in the Insurance Industry over 29 years serving as an agent with Equitable, Liberty National Life, AIG Financial Network, Mass Mutual prior to founding CGIS. He has performed as an agent, manager, trainer, recruiter, payroll specialist and underwriter in the Industry. He has received multiple Industry awards such as multiple  National Achievment Awards, LUTC Eagle Award and was Two-Time President of the Brunswick National Association of Financial Advisors. Tony's email is tony.montenegro@coastalgeorgiainsurancesolutions.com 


Misty Cupp, Financial Professional

Misty has joined CGIS this year and came from another Insurance Carrier. Prior to the Insurance Industry, Misty worked in the Medical Profession for 11 years. She has joined us as a Life Specialist.

Misty's email is misty.cupp@coastalgeorgiainsurancesolutions.com



Contact Us

Coastal Georgia Insurance Solutions

1612 Newcastle St., Suite 214 Brunswick, GA 31520 US



Monday - Friday: 9am - 5pm

Saturday & Sunday: Closed

Schedule a Free Asessment